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Murat Sahiner, Broker | Home6 Team at RE/MAX Realtron Realty Inc., Brokerage | 88 Konrad Crescent, Markham, ON L3R 8T7

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1052 RAT BAY Road #108-5 Lake of Bays
For SaleLake of Bays

1052 RAT BAY Road #108-5 Lake of Bays, Other for Sale

MLS® X13724818

Lake of Bays, ON

70 days on market
$49,900
Show on Map
Show on Map
2Beds
2Baths
950Sqft
4Parking
Other

Overview· 1052 RAT BAY Road #108-5 Lake of Bays

MLS® #X13724818

Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.

Broker

Chestnut Park Real Estate

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Walk Score®0Car-DependentCar-Dependent
Transit Score®—No transit agency data for this addressNo transit agency data for this address
Bike Score®12Somewhat BikeableSomewhat Bikeable
Schools—No schools within 1.5 kmNo schools within 1.5 km
Parks—No parks within 1 kmNo parks within 1 km
Convenience—No groceries, cafes and pharmacies within 1 kmNo groceries, cafes and pharmacies within 1 km
Safety—Crime data covers Toronto onlyCrime data covers Toronto only

Highlights & Amenities· 1052 RAT BAY Road #108-5 Lake of Bays

Source: MLS® listing data
1052 RAT BAY Road #108-5 Lake of Bays

Other

1052 RAT BAY Road #108-5 Lake of Bays

Lake of Bays

Built

16-30

Type

Other

Basement

None

Parking

None (4)

Property Tax

~$0/yr

Heating

Baseboard

Laundry

Inside

Buying Essentials

Maintenance Fee

$427/mo

Fee Includes

Heat · Hydro · CAC · Common Elements · Building Insurance · Parking

Square Feet

950 sqft

Parking

None (4)

Locker

None

Finances

List Price

$49,900

Price per SQFT

$52.53/sqft

Property Tax

~$0/yr

Property Specs

Property Type

Other

MLS Size

950 sqft

Age of Building

16-30

Exposure

South

Outdoor Space

None

Basement

None

Living & Amenities

Laundry

Inside

Heating Type

Baseboard

Features

Water Heater

Policies & Utilities

Pets Allowed

No

Neighbourhood

Lake of Bays

Corp #

0 0

Property Manager

Blue Water Acres

Listed On

Aug 29, 2026

Party Room/Meeting Room

Satellite Dish

Visitor Parking

Indoor Pool

Price & Listing History

Days on Market

Current: 70 days

0306090120+

Rooms

Living Room(Main)

19.2 x 10.0

192 sqft

Dining Room(Main)

11.0 x 14.1

155 sqft

Kitchen(Main)

8.7 x 14.1

122 sqft

Sunroom(Main)

13.7 x 17.7

243 sqft

Primary Bedroom(Main)

17.8 x 11.0

196 sqft

Bedroom(Main)

10.7 x 11.0

117 sqft

Bathroom(Main)

10.8 x 10.8

117 sqft

Other(Main)

10.0 x 12.7

126 sqft

Bathroom(Main)

10.0 x 12.7

126 sqft

RoomsDimensionsFeaturesSqft
Living Room(Main)19.2 x 10.0—192
Dining Room(Main)11.0 x 14.1—155
Kitchen(Main)8.7 x 14.1—122
Sunroom(Main)13.7 x 17.7—243
Primary Bedroom(Main)17.8 x 11.0—196
Bedroom(Main)10.7 x 11.0—117
Bathroom(Main)10.8 x 10.8—117
Other(Main)10.0 x 12.7—126
Bathroom(Main)10.0 x 12.7—126

Rooms

9

Listed Room Area

1,394 sqft

Source

Estimated from MLS room dimensions

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Mortgage Calculator

Mortgage Summary

Mortgage Payment$201/mo
Total Monthly$201

Monthly Cash Flow (investors)

$
Net Cash FlowN/A

Closing Costs

Estimated closing costs$0
Cash required incl. down payment$0