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Murat Sahiner, Broker | Home6 Team at RE/MAX Realtron Realty Inc., Brokerage | 88 Konrad Crescent, Markham, ON L3R 8T7

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1052 Rat Bay Rd 109-1 Road Lake of Bays
For SaleLake of Bays

1052 Rat Bay Rd 109-1 Road Lake of Bays, Other for Sale

MLS® X12092857

Lake of Bays, ON

566 days on market
$40,000
Show on Map
Show on Map
2Beds
2Baths
950Sqft
5Parking
Other

Overview· 1052 Rat Bay Rd 109-1 Road Lake of Bays

MLS® #X12092857

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST. Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical.

Inclusions

All furnishings, fixtures and appliances as part of the 1/10th fractional ownership

Exclusions

none

Broker

Chestnut Park Real Estate

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Walk Score®0Car-DependentCar-Dependent
Transit Score®—No transit agency data for this addressNo transit agency data for this address
Bike Score®8Somewhat BikeableSomewhat Bikeable
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Highlights & Amenities· 1052 Rat Bay Rd 109-1 Road Lake of Bays

Source: MLS® listing data
1052 Rat Bay Rd 109-1 Road Lake of Bays

Other

1052 Rat Bay Rd 109-1 Road Lake of Bays

Lake of Bays

Built

16-30

Type

Other

Basement

None

Parking

None (5)

Property Tax

~$0/yr

Heating

Baseboard

Laundry

Laundry Closet

Buying Essentials

Maintenance Fee

$427/mo

Fee Includes

Heat · Hydro · Water · Common Elements · Building Insurance · Condo Taxes · Parking

Square Feet

950 sqft

Parking

None (5)

Locker

None

Finances

List Price

$40,000

Price per SQFT

$42.11/sqft

Property Tax

~$0/yr

Property Specs

Property Type

Other

MLS Size

950 sqft

Age of Building

16-30

Exposure

South

Outdoor Space

None

Basement

None

Living & Amenities

Laundry

Laundry Closet

Heating Type

Baseboard

Features

Water Heater Owned · Other

Policies & Utilities

Pets Allowed

No

Neighbourhood

Lake of Bays

Corp #

0 0

Property Manager

Blue Water Acres

Listed On

Apr 20, 2025

Shared Beach

Tennis Court

Communal Waterfront Area

Indoor Pool

Price & Listing History

Days on Market

Current: 566 days

0306090120+

Rooms

Living Room(Main)

13.7 x 10.0

138 sqft

Dining Room(Main)

11.0 x 10.6

116 sqft

Kitchen(Main)

8.1 x 10.6

86 sqft

Primary Bedroom(Main)

13.4 x 10.9

147 sqft

Bedroom 2(Main)

10.2 x 10.9

112 sqft

Bathroom(Main)

6.8 x 6.5

44 sqft

Bathroom(Main)

9.9 x 6.0

59 sqft

RoomsDimensionsFeaturesSqft
Living Room(Main)13.7 x 10.0—138
Dining Room(Main)11.0 x 10.6—116
Kitchen(Main)8.1 x 10.6—86
Primary Bedroom(Main)13.4 x 10.9—147
Bedroom 2(Main)10.2 x 10.9—112
Bathroom(Main)6.8 x 6.5—44
Bathroom(Main)9.9 x 6.0—59

Rooms

7

Listed Room Area

702 sqft

Source

Estimated from MLS room dimensions

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Mortgage Calculator

Mortgage Summary

Mortgage Payment$161/mo
Total Monthly$161

Monthly Cash Flow (investors)

$
Net Cash FlowN/A

Closing Costs

Estimated closing costs$0
Cash required incl. down payment$0