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Murat Sahiner, Broker | Home6 Team at RE/MAX Realtron Realty Inc., Brokerage | 88 Konrad Crescent, Markham, ON L3R 8T7

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1052 Rat Bay Rd 109-7 Road Lake of Bays
For SalePrice DropLake of Bays

1052 Rat Bay Rd 109-7 Road Lake of Bays, Other for Sale

MLS® X12017497

Lake of Bays, ON

1299 days on market
$38,900
Previously $44,900
Show on Map
Show on Map
2Beds
2Baths
950Sqft
5Parking
Other

Overview· 1052 Rat Bay Rd 109-7 Road Lake of Bays

MLS® #X12017497

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

Inclusions

Carbon Monoxide detector, smoke detector, dishwasher, all furnishings as part of the fractional ownership, propane gas oven/range, microwave, refrigerator, stove, hot water tank, window coverings

Exclusions

none

Broker

Chestnut Park Real Estate

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Walk Score®0Car-DependentCar-Dependent
Transit Score®—No transit agency data for this addressNo transit agency data for this address
Bike Score®8Somewhat BikeableSomewhat Bikeable
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Safety—Crime data covers Toronto onlyCrime data covers Toronto only

Highlights & Amenities· 1052 Rat Bay Rd 109-7 Road Lake of Bays

Source: MLS® listing data
1052 Rat Bay Rd 109-7 Road Lake of Bays

Other

1052 Rat Bay Rd 109-7 Road Lake of Bays

Lake of Bays

Built

16-30

Type

Other

Basement

None

Parking

None (5)

Property Tax

~$0/yr

Heating

Baseboard

Laundry

Laundry Closet

Buying Essentials

Maintenance Fee

$427/mo

Fee Includes

Heat · Hydro · Water · Common Elements · Building Insurance · Condo Taxes · Parking

Square Feet

950 sqft

Parking

None (5)

Locker

None

Finances

List Price

$38,900

Price per SQFT

$40.95/sqft

Property Tax

~$0/yr

Property Specs

Property Type

Other

MLS Size

950 sqft

Age of Building

16-30

Exposure

South

Outdoor Space

None

Basement

None

Living & Amenities

Laundry

Laundry Closet

Heating Type

Baseboard

Features

Water Heater Owned · Other

Policies & Utilities

Pets Allowed

No

Neighbourhood

Lake of Bays

Corp #

0 0

Property Manager

Blue Water Acres

Listed On

Apr 18, 2023

Shared Beach

Tennis Court

Communal Waterfront Area

Indoor Pool

Price & Listing History

Days on Market

Current: 1299 days

0306090120+

Rooms

Living Room(Main)

13.7 x 10.0

138 sqft

Dining Room(Main)

11.0 x 10.6

116 sqft

Kitchen(Main)

8.1 x 10.6

86 sqft

Primary Bedroom(Main)

13.4 x 10.9

147 sqft

Bedroom 2(Main)

10.2 x 10.9

112 sqft

Bathroom(Main)

6.8 x 6.5

44 sqft

Bathroom(Main)

9.9 x 6.0

59 sqft

RoomsDimensionsFeaturesSqft
Living Room(Main)13.7 x 10.0—138
Dining Room(Main)11.0 x 10.6—116
Kitchen(Main)8.1 x 10.6—86
Primary Bedroom(Main)13.4 x 10.9—147
Bedroom 2(Main)10.2 x 10.9—112
Bathroom(Main)6.8 x 6.5—44
Bathroom(Main)9.9 x 6.0—59

Rooms

7

Listed Room Area

702 sqft

Source

Estimated from MLS room dimensions

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Mortgage Calculator

Mortgage Summary

Mortgage Payment$156/mo
Total Monthly$156

Monthly Cash Flow (investors)

$
Net Cash FlowN/A

Closing Costs

Estimated closing costs$0
Cash required incl. down payment$0