© 2026 HomeSix Realty Inc. All rights reserved.
MLS® X10898413
Lake of Bays, ON
Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 . Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.
Inclusions
fully furnished as viewed as part of fractional ownership
Broker
Chestnut Park Real Estate
Building
108-8 Algonquin
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108-8 Algonquin
1052 RAT BAY Road #108-8 Lake of Bays
Lake of Bays
Built
16-30
Type
Other
Basement
None
Parking
None (4)
Property Tax
~$0/yr
Heating
Baseboard
Laundry
Inside
Buying Essentials
Maintenance Fee
$427/mo
Fee Includes
Cable TV · Hydro · CAC · Heat · Building Insurance · Common Elements · Parking
Square Feet
950 sqft
Facing Direction
South
Parking
None (4)
Locker
None
Finances
List Price
$34,500
Price per SQFT
$36.32/sqft
Property Tax
~$0/yr
Property Specs
Property Type
Other
MLS Size
950 sqft
Age of Building
16-30
Exposure
South
Outdoor Space
None
Basement
None
Living & Amenities
Laundry
Inside
Heating Type
Baseboard
Features
Water Heater
Policies & Utilities
Pets Allowed
No
Neighbourhood
Lake of Bays
Corp #
0 0
Property Manager
Blue Water Acres
Listed On
Nov 27, 2023
Party Room/Meeting Room
Satellite Dish
Visitor Parking
Indoor Pool
Days on Market
Current: 1076 days
19.2 x 10.0
192 sqft
11.0 x 14.1
155 sqft
8.7 x 14.1
122 sqft
13.7 x 17.7
243 sqft
17.8 x 11.0
196 sqft
10.7 x 11.0
117 sqft
10.8 x 10.8
117 sqft
10.0 x 12.7
126 sqft
Rooms
8
Listed Room Area
1,268 sqft
Source
Estimated from MLS room dimensions
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