© 2026 HomeSix Realty Inc. All rights reserved.

MLS® X13743122
Georgian Bay, ON
There are waterfront properties you buy for what they are today, and others you buy because you can see what they could become. This one offers a little of both. Set on a large, private property on Stewart Lake near MacTier, this older three-bedroom cottage has the kind of character that is increasingly hard to find. It is dated-very dated-but that's also part of what makes it interesting. Inside, old windows frame the lake from two sunrooms; original-feeling woodwork adds warmth and a fireplace, while not currently operational, remains a natural focal point. The three-level layout is unique, and throughout the cottage there are reminders of an earlier era of Muskoka cottage life. It won't be for the buyer looking for something newly renovated and ready to impress. It's for someone who appreciates what is already here and can imagine thoughtfully bringing it forward. Enjoyed year round or seasonally. Outside, mature trees, established stonework and approximately 1.21 acres create a wonderfully private setting, while the cottage's position close to the water keeps Stewart Lake very much a part of everyday life. With approximately 256 feet of waterfront, there's room here to enjoy the property as it is, improve and potentially expand the existing cottage, or explore the possibilities of the site for something entirely new, subject to the appropriate approvals. Stewart Lake offers the quieter side of Muskoka waterfront living, with opportunities for swimming, paddling and days spent simply enjoying the lake. And when the day is over, those old sunroom windows might just be the best seat in the house. This isn't a polished cottage pretending to be new. It's an old one with character, privacy and possibilities-and for the right buyer, that's exactly the point.
Inclusions
All chattels and fixtures that remain on closing
Exclusions
Personal belongings
Broker
Royal LePage Team Advantage Realty
Own a home here? See what it could sell for.
Use this listing address as a starting point for a Home6 seller valuation.

Detached
29 Kilty Bay Road Georgian Bay
Georgian Bay
Built
100+
Type
Detached
Basement
Crawl Space, Unfinished
Parking
Detached (6)
Property Tax
~$2,917/yr
Heating
Baseboard
Buying Essentials
Square Feet
1300 sqft
Facing Direction
West
Parking
Detached (6)
Finances
List Price
$749,000
Price per SQFT
$576/sqft
Property Tax
~$2,917/yr
Property Specs
Property Type
Detached
MLS Size
1300 sqft
Age of Building
100+
Basement
Crawl Space, Unfinished
Living & Amenities
Heating Type
Baseboard
Features
Propane Tank · Storage · Water Heater Owned
Policies & Utilities
Neighbourhood
Georgian Bay
Listed On
Sep 2, 2026
Park
Place Of Worship
Rec./Commun.Centre
School Bus Route
Waterfront
Wooded/Treed
Days on Market
Current: 66 days
14.0 x 10.8
151 sqft
17.0 x 9.7
165 sqft
13.7 x 18.3
250 sqft
18.8 x 8.3
155 sqft
14.8 x 21.3
316 sqft
4 Pc Bath
6.3 x 8.5
53 sqft
13.5 x 9.8
132 sqft
10.4 x 7.5
78 sqft
10.4 x 10.3
107 sqft
20.7 x 9.2
190 sqft
Rooms
10
Listed Room Area
1,597 sqft
Source
Estimated from MLS room dimensions
Learn about the area and demographics around this address.
Schools closest to 29 Kilty Bay Road Georgian Bay.
Source: No verified source available.Catchment boundaries and ratings are shown only when available.
Active alternatives ranked by location, property type, price, bedrooms, size, bathrooms, and recency.
Recent sold or leased properties are shown separately from active alternatives.
Close to 29 Kilty Bay Road Georgian Bay.